Read Before You Act
I teach. I don’t advise.
Everything on this site is written to help you understand money better — not to tell you what to do with yours. Here’s exactly what that means.
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No Professional Advice
Connected to Finance publishes general educational content about credit, budgeting, banking, and investing. Nothing on this website constitutes financial, investment, tax, accounting, or legal advice, and nothing here should be interpreted as a recommendation to buy, sell, or hold any security or financial product.
We are not certified financial advisors, accountants, or legal professionals, and we are not registered as an investment adviser with the SEC or any state securities authority. No content on this site is personalized to your specific situation, goals, risk tolerance, or financial circumstances.
Before you act: Consult a qualified professional — a CFP®, CPA, or attorney licensed in your jurisdiction — who can review your full financial picture before you make any decision.
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No fiduciary relationship
Reading this website, subscribing to our newsletter, commenting on a post, or contacting us does not create an advisor-client, fiduciary, or other professional relationship between you and Connected to Finance.
We do not know your income, debts, tax situation, time horizon, or risk tolerance — and we make no attempt to. General information is not a substitute for advice tailored to you.
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Investment & market risk
Investing involves risk, including the possible loss of principal. There is no guarantee that any strategy discussed on this site will be successful, and you may lose some or all of the money you invest.
Past performance is not indicative of future results. Historical returns, hypothetical scenarios, and illustrative projections are used for educational purposes and should never be relied upon as a prediction of what will happen to your money.
Specific risks that may affect outcomes include, but are not limited to:
- Market volatility and economic downturns
- Interest rate and inflation changes
- Changes in tax law or financial regulation
- Individual company, sector, or issuer risk
- Liquidity constraints and timing of contributions or withdrawals
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Accuracy & timelines
Any examples, figures, rates, projections, or opinions expressed are based on information believed to be current as of the date of publication and may change without notice. Financial products, interest rates, fee structures, tax brackets, contribution limits, and eligibility requirements change frequently.
All information on this site is presented “as is” without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. We make reasonable efforts to keep content current but do not guarantee that every article reflects the latest rules or rates.
Always verify details — rates, terms, fees, and requirements — directly with the financial institution or the relevant government agency before acting.
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Affiliate Compensation
Connected to Finance participates in affiliate marketing programs. Some links on this site are affiliate links, which means we may receive compensation if you click through and open an account, sign up, or make a purchase — at no additional cost to you.
This compensation helps fund the research, writing, and hosting that keeps this site free to read. It does not influence our editorial content. We only feature products and services we believe are genuinely useful to our readers, and our assessments are made independently of any commission structure.
For full details on how affiliate tracking affects your data, see our Privacy Policy.
FTC Disclosure: In accordance with the Federal Trade Commission’s 16 CFR Part 255 endorsement guidelines, we disclose that material connections exist between Connected to Finance and some of the companies mentioned on this site.
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Third party links & content
This website contains links to third-party websites, tools, calculators, and resources. These links are provided for convenience and reference only and do not constitute an endorsement, sponsorship, or recommendation of the linked site, its content, or its operators.
We have no control over the content, privacy practices, accuracy, or availability of external sites, and we assume no responsibility for them. Your use of any third-party site is entirely at your own risk and subject to that site’s own terms and privacy policy.
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No Guaranteed results
This website contains links to third-party websites, tools, calculators, and resources. These links are provided for convenience and reference only and do not constitute an endorsement, sponsorship, or recommendation of the linked site, its content, or its operators.
We have no control over the content, privacy practices, accuracy, or availability of external sites, and we assume no responsibility for them. Your use of any third-party site is entirely at your own risk and subject to that site’s own terms and privacy policy.
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limitation of liability
To the fullest extent permitted by law, Connected to Finance, its owner, and its contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive losses or damages arising from your use of — or reliance upon — any content on this website.
This includes, without limitation, financial losses, lost profits, missed opportunities, or damages resulting from errors, omissions, interruptions, or delays in the content. You use this site and act on its information entirely at your own risk and discretion.
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changes to this disclaimer
We may revise this disclaimer at any time to reflect changes in our content, business practices, or applicable regulations. Revisions take effect as soon as they are posted, and the effective date at the top of this page will be updated accordingly.
Your continued use of Connected to Finance after any revision constitutes acceptance of the updated disclaimer.